Disability Benefits
Short-Term Disability insurance is “paycheck” protection and pays a percentage of your salary if you become temporarily disabled for a period of weeks. Common short-term disability claims include injury, pregnancy and minor surgeries. MCM pays 50% of this cost if you choose it for health issues that are not work related.
Benefit |
|
|---|---|
Coverage Amount |
60% of salary to max $1000/week benefit |
Max payment period |
26 weeks |
Accident benefits begin |
Day 1 |
Illness benefits begin |
Day 8 |
Long-Term Disability insurance protects your ability to earn a paycheck. It pays a percentage of your salary if you become unable to work for a long period of time, months or even years. Common long-term disability claims include musculoskeletal disorders, cancer or serious illness and mental health issues. This benefit is 100% employee paid.
Benefit |
|
|---|---|
Coverage Amount |
You choose the monthly benefit amount from |
Max payment period |
Normal social security retirement age |
Accident & Illness benefits begin |
Day 181 |